And another random topic; how much do you guys pay for your insurance? I think State Farm is farking me over. I pay $107/month for my old, beat up, rusty P5 for full coverage. It's paid for and I've had 3 speeding tickets, the last one was in March of 2008. I asked for a quote for my dad's Mazda3 for when/if I buy it next summer and it was roughly the same price. That doesn't make any sense to me... I asked my insurance agent to call me so we can chat. Double arg.
The Ohio Random Thread... aka We Should Probably Be Working
- Thread starter THE Phen
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Believe it or not I have heared "break it in the way you plan to drive it". I would be somewhere in between, gentle and aggressive for maybe like 500 miles then after an oil change just go for it. After all the parts being put into an engine belong there and are made to work flawlessly together so why baby it.
$430 for 6 months w/ progressive, about to have Amber on my policy and it only adds about $160 to the total
April and I pay $77 a month for full coverage on her Mazda2 and min on the MSP. I havea clean record and I think it is another year or two before her 2nd DUI comes completey off. Yeah, not a huge fan of the wrap either. It can look good sometimes, but that is 1% of the time.
Look at drag and race cars. They don't break there motors in and some of them last a while before they fail. I think it is personal opinion. There is no way to tell when a new engine is broken in. They is just test to tell a percentage of how long a new engine will last under more than normal use and stress on the internals. IMO 500 miles is plenty. Who really builds a motor and drives it 3,000 miles like a grandma only to use the pedal for a couple thousand before it fails and have to start all over again. 500 is plenty. 2 tanks of gas and a quick oil change and you should be good to go.
Look at drag and race cars. They don't break there motors in and some of them last a while before they fail. I think it is personal opinion. There is no way to tell when a new engine is broken in. They is just test to tell a percentage of how long a new engine will last under more than normal use and stress on the internals. IMO 500 miles is plenty. Who really builds a motor and drives it 3,000 miles like a grandma only to use the pedal for a couple thousand before it fails and have to start all over again. 500 is plenty. 2 tanks of gas and a quick oil change and you should be good to go.
Fiji Mazda3
Member
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- 2014 Ford Focus ST
Saw this earlier today in one of those used car magazines they have at the store. Probably beat to hell and back.
http://www.autotrader.com/fyc/vdp.j...ype=b&num_records=25&cardist=3&standard=false
http://www.autotrader.com/fyc/vdp.j...ype=b&num_records=25&cardist=3&standard=false
I posted about that a month ago, it looks pretty stock in person. No pics of the engine though. I think they're at least 2k high on the price.
Fiji Mazda3
Member
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- 2014 Ford Focus ST
Whoops. I thought it was, but I couldn't find it in my quick search.
FYI, Ohio only keeps 3 years of driving records, so even if they ask for 5, you only need to give 3 (since thats all the DMV has).
We pay 800/yr (so, 66/mo) for both the Speed6 and the CX-7. Tammy has a minor accident, I'm clean.
Really?? Those things can't weigh more than a half pound...hardly worthy of saying they "add weight". lulz
My full coverage on the pfizzle is $48/mo. We pay $97/mo for full coverage on both the Trailblazer and the car.
I've heard this as well, and know plenty of people who've taken quads and streetbikes right off the showroom floor and beaten the living s*** out of them right away! I can't say that I'd ever use this method though. lol
PrinceValorum
Member
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- 95 626 FS, 89 Toyota Derux 4x4
I've heard that that's the best way to do it. The article was from a motor cycle magazine. After warming up the motor, you want to go out on the highway where it's clear so you can do some pulls. Pull to like 50% of redline at 70-80% throttle, and then let off, and coast almost all the way down, drawing a nice full vac in the cylinders. Repeat several times, gradually increasing to redline after 5 pulls or so. You want to run the engine hard, so that the rings expand and actually wear against the freshly honed cylinder walls and seat. If you just let the car idle for a couple hours, it will wear the honing off the cylinder walls just the same, but the rings will seat like crap. I think it has to do with how much compression it makes, which in turn equals power.
Here's the link. It sounds like they've got a good bit of experience and experimentation behind their ways.
http://www.xtremethings.com/Engineering/PDF-Refs/Break-In_Secrets.pdf
deadairspace
Member
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- 2008 Mazdaspeed3
I just paid my renewal, it was $473 for the full 6 months, the 08 Speed3 with full coverage and the 91 Miata at liability. I'm 23 and the only one on the policy, one speeding ticket.
I work for an insurance company so let me know if you have any questions. First tip is unless you really like having one person to talk to all the time, there is no point in having an agent and paying them commission. Secondly, there are some things people forget about that affect your rates pretty seriously. Credit score is a big factor in most states, zip code has a LOT to do with it (I've seen someone's rates go up $260 per 6 month term because they moved across the street in the same city, but the zip code was different).
3 speeding tickets may be affecting you more than you think. If the last one was in March of 2008, call your agent and ask him how long your tickets stay on for, and what their policy is on mid-term removal. At Progressive, tickets in Ohio stay on for 35 months, then drop off starting the next 6 month term, but you can call in and request to have it removed as soon as that 35 month period is over. Some companies keep them on for 5 years, if State Farm is one of those companies than you may want to shop around. Also, some companies use tiered systems in how they assign points on your driving history. For example, one speeding ticket may be 2 points, the second could be 3, the third 4, so on and so on. So if you have multiple violations of the same type, you may not necessarily be paying for each of them equally.
The most ridiculous part is that companies also rate based on their claims history for any given vehicle. So, if company A has seen more accidents from their customers driving a Kia Rio compared to company B, company A is going to charge higher rates for that vehicle. Sounds crazy at first, but insurance is all a big game of statistics to begin with so it really isn't surprising.
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I've had an agent my entire driving career. It's just a small, non-specific, agency. She "supposedly" shops around for the best rate, and I've gone through a few different companies through her over the years, but I've always wondered just how good of a rate I'm/we're (married now) getting.
My insurance is $525 for full coverage on my '08 Speed3. I have two speeding tickets in the last year though 
I just turned 25, and after that I switched from Progressive to Esurance. With Progressive I was paying around $800 IIRC.
FWIW, my girlfriend who drives an '09 3, is also 25, and has never had a speeding ticket pays like $250-300.
I just turned 25, and after that I switched from Progressive to Esurance. With Progressive I was paying around $800 IIRC.
FWIW, my girlfriend who drives an '09 3, is also 25, and has never had a speeding ticket pays like $250-300.
PrinceValorum
Member
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- 95 626 FS, 89 Toyota Derux 4x4
The most boring thing to do with 75$ on your birthday? Renew your driver's license and registration on the Miata....
On the upside, beer now comes in draught!
On the upside, beer now comes in draught!
You just turn 21?
Not if it's wreckless op, it stays for 5 years.
Perro del Sol
Member
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- 2003 MSP, Spicy Orange, 2004 Mazda 6 Hatch, 2004 Mazda 6 Wagon
Evsn, just start shopping around for insurance with another company and get a few quotes....State Farm has always been high...try Amica that is who we use
Happy B-Day!
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