I wish I made enough to save that kind of cash. I contribute the max amount to my 401K with company match. My wife and I bought a home which is an investment for us as we bought it right after we finished schoo. She's got a good chunk in student loans (about $400/mo) and a little credit card debt (nothing we can't pay off in about 3 years). I don't have any student loans or credit card debt. We both own proteges but when I bourhg my car I didn't even have enough for a downpayment. Maybe someday I'll be able to pay cash for a car.