Yes, I'm very aware of this. I used to sell car insurance (I have my P & C insurance license and used to have my L & H before it expired), but I just wanted a ball park figure. I'm not sure if my State Farm agent in Tennessee is licensed to sell insurance policies in Virginia or not yet, and it would be great if he is because I get my insurance for half of other places (my agent and my step dad have been doing business together for 40 years). I wanted to know around what insurance is here first, then I will get quotes myself as I get closer to buying it (if I do buy it. I know what my payments will be, but if my insurance is just too high, I'll stick with my LS).