How much insurance do you guys pay for your Protege 5?
- Thread starter WayneTeK
- Start date
Volley2six
Member
- :
- MP3
I will be the champ...I pay 1652 for SIX MONTHS for this puppy.
msubullyfan
Yeah, I'm an engineer...
- :
- 2005 Nissan Frontier 4x4
You guys should really shop around for your insurance. There are very few things that you can do in 1 hour that can save yourself $500 -- buying car insurance is one of the few.
I got rid of State Farm years ago. I've generally found that GEICO and Progressive are the best companies for younger drivers (35 and below). If you have a clean record for 3 years when you switch, Progressive will likely save you a ton of money.
Also, Progressive's commercials are true -- you can get a free rate quote with the quotes of a few other companies at their Web site. Sometimes the other quotes are cheaper (I had a friend who found that another company was cheaper through Progressive).
Also, don't forget to check about homeowner's or renter's insurance when you get a quote. Most companies offer a discount on these or on your auto coverage when you get them together.
I got rid of State Farm years ago. I've generally found that GEICO and Progressive are the best companies for younger drivers (35 and below). If you have a clean record for 3 years when you switch, Progressive will likely save you a ton of money.
Also, Progressive's commercials are true -- you can get a free rate quote with the quotes of a few other companies at their Web site. Sometimes the other quotes are cheaper (I had a friend who found that another company was cheaper through Progressive).
Also, don't forget to check about homeowner's or renter's insurance when you get a quote. Most companies offer a discount on these or on your auto coverage when you get them together.
Funny no new jerseyans here - its so ridiculously expensive here - Geico, Progressive and any other "discount" auto insurers don't even bother offering car insurance to jersey so we're left with the likes of state farm prudential etc. aig and even then you're lucky if you find insurance when your current insurer decides to illegally drop you as a customer. If you have a choice don't live in NJ its not worth the hassle... believe me I've been through car insurance hell here...
Geez, the insurance fees seem to be really a rip-off in the US. Here, in downtown Montreal, for my 2003 Mazdaspeed, I pay 1450$ CAN for 1 year. Got a full-blown protection with a 500$ deductible... I'm 28 and never had an accident. My only insurance claim was for a broken windshield 1-2 years ago.
my fiance and i pay $1,372 every 6 months for my 2002.5 p5 and her 2001 4-door civic ex. we are insured through allstate. of course, our premium will be almost cut in half next month when we get married 
.
we have full coverage with a $500 accident deductible, and a $50 comprehensive deductible (ie; vandalism, getting rock chips fixed, windshields replaced, etc.). we also have $300,00 bodily injury insurance (each occurance), $100,000 property damage insurance (each occurance), and $100,000 uninsured motorist insurance (each occurance).
.we have full coverage with a $500 accident deductible, and a $50 comprehensive deductible (ie; vandalism, getting rock chips fixed, windshields replaced, etc.). we also have $300,00 bodily injury insurance (each occurance), $100,000 property damage insurance (each occurance), and $100,000 uninsured motorist insurance (each occurance).
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- 2001 Mazda MP3
I USED to pay $1500/6mos but my agent, YES MY AGENT, found a loophole, now im paying $995/6mos 
still a ripoff 
no at fault accidents
2 tickets.
driving record now clean!
still a ripoff no at fault accidents
2 tickets.
driving record now clean!
twistedrx7
Member
i think i got you all beat ...........i pay 1872 every six months and im 25 no accidents ever no points and good credit. i shopped around for 2 weeks with every insurance company i could find and state farm was the lowest. i think this is a rip off but i got no choice
insurance companys are the biggest thieves in corporate america.............consider this im paying 325 for my car and 290 a month for insurance now if you do the math i financed my car for five years now paying insurance for 5 years on the car for those 5 years i will pay a total of 17400( i payed less for the car) which if i dont get into an accident i will never see a dime of back in my pocket. well s*** i been drivin for 9 years and payin insurance the lowest i payed ever is 135 for my 1st gen full coverage the most was 435 for my 300zxtt now if i take a medium of this which is 285 for the last 9 years is 30780. now i dont know about you guys but thats a lot of fukin money that i got nothing for except coverage. if you do get in an accident yeah sure they give you money for your car but they gonna raise your rate cuz you cost them money.........bah enough venting (rant)
insurance companys are the biggest thieves in corporate america.............consider this im paying 325 for my car and 290 a month for insurance now if you do the math i financed my car for five years now paying insurance for 5 years on the car for those 5 years i will pay a total of 17400( i payed less for the car) which if i dont get into an accident i will never see a dime of back in my pocket. well s*** i been drivin for 9 years and payin insurance the lowest i payed ever is 135 for my 1st gen full coverage the most was 435 for my 300zxtt now if i take a medium of this which is 285 for the last 9 years is 30780. now i dont know about you guys but thats a lot of fukin money that i got nothing for except coverage. if you do get in an accident yeah sure they give you money for your car but they gonna raise your rate cuz you cost them money.........bah enough venting (rant)
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- 02 1500 4x4, mp3
1860 for 6 months....
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- 2001 Mazda MP3
you guys, raise your deductibles, that would help!! It saved me $400 every 6mos!!!
I'm 26 in New Jersey. I have 4 points. I pay 177.54 for Full Coverage with a the following details.
Micah's Insurance Coverage
(typed straight from the paper)
***
Coverages and Limits of Liability
A. Bodily Injury - each person -$ 25,000
- each occurance -$ 50,000
Lawsuit Threshhold Applies
A. Property Damage-each occurance -$ 10,000
B. Extended Med Benefit-$10,000 per person
C. Uninsured/Underinsured Motorists Coverage
-each person $25,000
-each occurance $50,000
Lawsuit Threshold Applies
Uninsured Motorist Property Damage -$10,000
D. Damage to your auto-actual cash value minus
1. Collision- Deductible
$500
2. Other than collision
Deductible
$500
Basic PIP-Limits; Med Expense, 250,000 Maz;
Inc cont $100/wk, $5200 Max; ESS Serv
$12/Day,$4380 Max; Funeral Ben $1000 Max
$250,000 Med Exp Benefit for named insd &
relatives per person per acc. There is $250,000
per person per acc catastrophic injury treatment
lm per person per acc for the named insd &
relatives. $250,000 Med Exp Benefit Limit per
person per acc for eligible persons other than
the named insd & relatives.
$250 Med Expense Deductible; Lawsuit
Threshold Applies
Discounts Applied to this policy
2% Credit for electronic funds ( Direct Paycheck Deduction )
Anti-Theft 15%
Passive Restraint 30%
Total Policy Premium $2264.52
***
figured I would type it all out, now if I need to check my coverage, I can just check the forum - All I have to do is search for "Micah's Insurance Coverage".
Micah's Insurance Coverage
(typed straight from the paper)
***
Coverages and Limits of Liability
A. Bodily Injury - each person -$ 25,000
- each occurance -$ 50,000
Lawsuit Threshhold Applies
A. Property Damage-each occurance -$ 10,000
B. Extended Med Benefit-$10,000 per person
C. Uninsured/Underinsured Motorists Coverage
-each person $25,000
-each occurance $50,000
Lawsuit Threshold Applies
Uninsured Motorist Property Damage -$10,000
D. Damage to your auto-actual cash value minus
1. Collision- Deductible
$500
2. Other than collision
Deductible
$500
Basic PIP-Limits; Med Expense, 250,000 Maz;
Inc cont $100/wk, $5200 Max; ESS Serv
$12/Day,$4380 Max; Funeral Ben $1000 Max
$250,000 Med Exp Benefit for named insd &
relatives per person per acc. There is $250,000
per person per acc catastrophic injury treatment
lm per person per acc for the named insd &
relatives. $250,000 Med Exp Benefit Limit per
person per acc for eligible persons other than
the named insd & relatives.
$250 Med Expense Deductible; Lawsuit
Threshold Applies
Discounts Applied to this policy
2% Credit for electronic funds ( Direct Paycheck Deduction )
Anti-Theft 15%
Passive Restraint 30%
Total Policy Premium $2264.52
***
figured I would type it all out, now if I need to check my coverage, I can just check the forum - All I have to do is search for "Micah's Insurance Coverage".
LapisBlueProteg
Member
- :
- Protege 5 3.5
i pay 949 for my p5 and no accidents and with my wife being a new driver thats why its that high but its 6 months and kind of sucks!!
MP3intheSTL
YEAH!!!
- :
- 2001 lazer blue MP3
I feel pretty good. I pay $1764 a year w/ American Family on the MP3 and a 2001 Trans Am WS6, full coverage w/ a $250 deductable. No accidents or tickets. I pay $147.00 a month for both cars. I am 25 years old and married.
I pay $1764 a year w/ American Family on the MP3 and a 2001 Trans Am WS6, full coverage w/ a $250 deductable. No accidents or tickets. I pay $147.00 a month for both cars. I am 25 years old and married.
