Dents all over top of car!

[ben tracy]

Well last tues. there was a huge hail storm and i was driving back from the mall. The hail were golf ball size and the whole top of my car is dented pretty badly. Should i call my insurance to fix it? Or should i try and find a shop around town that does it? The only problem is, I am 17 yrs old and my dad does not want to use the insurance to fix the dents, becuase its like $500-$1,000 deductable from it. Luckly the top is the only place on my car that was dented so it cant be too much $$$ to fix it. If you guys were in my position what would you do? (naughty)

 

[changedman]

paintless dent removal.

to fix it right with paint (i dunno if it would need it) would be $1500+

insurance rates will NOT go up the first comprehensive claim you have, but after that they will.

and this is definitely a case of comprehensive insurance.

 

[ben tracy]

nothing is chipped, thank god, but really my insurance wont go up the first time?

 

[2K3 MSP]

You can always call them and ask...

 

[changedman]

absolutely. Thats what i did- i called, and assured them it would be comprehensive, and she said that it wouldn't go up for the first claim, but it would more than likely do up after i file a second claim. My advice- if its TOO much to pay for (after your deductible) file a claim. Otherwise, save it for when you have REAL damage (that ISNT collision).

Thats what I ended up doing.