Im paying 399 a month for 24 months and 10k a year(im gonna upgrade to 12k a year for an additional ~$15 a month)
I put 4k down. They gave me 9,500 for my banana which had 51.5k on it, I owed 7k, so 2,500 from there and 1,500 on top of that.
If your thinking about the 330 and TL I say go with...