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Right. The more likely scenario is an owner drinking the "self-driving" Kook-Aid, relying on these systems to do the job of the driver rather than view them as a safety backstop that might compensate for driver error. Mazda is pretty good at not over-selling this stuff; others not so much, particularly Tesla and GM.As long as SBCS is not required by law, I don't think it would make any difference in an accident.
Despite malfunction warnings taking up maybe half the manual's text devoted to these systems, there is a temptation toward over-reliance. So, I see it as more the opposite--not paying attention and counting on these systems to do your job can lead you into an accident with your liability. You will not be able to blame your Mazda given those warnings.
Look on the bright side. Mazda vehicles do not yet have eyeball detection. Tesla's do, to take one example, and store the data in the black box. Tesla drivers who plow into somebody where it is detected that eyes were not on the road will be subject to a strong piece of evidence as to their liability.