When we deleted a 2016 Mazda 6 and added a 2019 SIG CX-5, our rates went down....based on added safety equipment. When we sold our house and rented, our rates went up. Homeowners are considered better risks than renters. A higher FICO score makes you a better risk. Your age, sex, marital...
I have a 19 Sig....great SUV. The question was previously asked... check this out:
https://www.mazdas247.com/forum/index.php?threads/disable-power-folding-mirror-2019-cx-5-signature.123870038/
Here is a review from Car and Driver for 2019 CX-5 Signature dated 2/3/2020.
https://www.caranddriver.com/reviews/a27255337/2019-mazda-cx-5-reliability-maintenance/
2019 Signature also with 8,000 miles...Call the dealer 70 miles away and talk to Service Manager.
As to insurance, it should be covered under Comprehensive and should not raise your premium. I would want OEM glass and would use USAA to handle it. They will be there if you have a problem.
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I would say a pink Mary K CX-5 might be considered feminine. White is great color especially at night and in the hot weather when it sits in the sun. I wonder if the person sleeps on feminine white sheets or crimson red silk sheets?