IF you can afford the fully loaded GT, then get it. MY point is to avoid overspending your budget. That thinking is exactly why our economy crashed. Everyone borrowed more than they could ultimately afford and then couldn't pay it back.
We could have bought more car, but we use the money we save to ENJOY the car, and to save for times like this. What happens when your payment uses up every last bit of paycheck, and then your company gives you an involuntary 6 months off? Bye bye shiny new car and clean credit report.
Oh, and it's more then $50 a month. You just made my point with that. The higher MSRP increases the taxes, registration, maintenance costs, fuel costs, etc, none of which people include in their budget.
I used to think just like you guys: always buy the nicest, most expensive version. Unfortunately, when a drunk driver took me out and I couldn't work, I lost everything. I have busted my ass to go from homeless to homeowner again, and I will never end up like that again. It's great to have nice things, but we don't need everything.
By the way, PGN did exactly what buyers should do. stick to his numbers, and walk if they are not met. No dealer will throw away a sale if the offer is reasonable. Some profit is better then none, especially now. Good job.
Just my opinion. Don't hate me because I'm beautiful.