Here's a bit of info for anyone looking to lease anything from Mazda. Up until recently Mazda used Chase to handle all their leasing contracts. They're now using Toyota's financing arm for this purpose.
Here's the catch.
With Chase you had an automatic $1000 insurance coverage to take care of any scratches, dings or whatever when you returned your leased car. You also had what's called gap insurance, which covers the difference between what your insurance might pay in the event your car was totaled and the payoff on the car. So if your payoff was $26000 say, and the insurance company would only pay $22000 of the cost you were covered for the difference up to some amount, I don't remember exactly what the cutoff was.
Now with Toyota finance both of those things are gone, and the dealer will try and sell them to you for about $800 as an add on. The add on has some better coverage, but still, without it they can ding you for any small thing when you turn in the car, and any 3 year old leased car is going to have some minor stuff no matter how careful you are. So you sort of have to have it or you're at their mercy.
I found this out after I had negotiated the lease deal on my new 2020 CX-5 GT and went to talk to the finance guy to finish the deal and he laid it on me. In my case this is my third leased CX-5, first a '15, then a '17 and now the '20 all from the same dealer. I also had bought my 2010 Mazda5 from them before I started on the lease track, which I traded toward the '15. It's Autobarn Mazda in Evanston IL if anyone cares.
This would have added on about $20 monthly to my lease cost. Long story short, I basically said no thanks since I still had a month on my lease and had time to start the whole game over. When they realized I was seriously gonna walk out with my old car they decided to just eat it and throw in the insurance. Now honestly I'm not mad about it, they did what they needed to do to keep a longstanding customer, which is what a decent dealer should do. They said I should have been told about the change from the beginning since when I started the whole deal I told them I just wanted to lease the same car in a 2020 - GT, Red, PP - with no BS, what's it gonna cost me.
In the end it worked out fine, and I have no issue with the dealer, they were stand up by me. But you should be aware of this if you're leasing from Mazda and factor it in ahead of time. Mazda leasing ain't great to begin with, you don't get any sort of compensation for unused miles. When my wife leased a new Acura last year they rolled the previous 6000 unused miles into the new lease so while we leased it for 30000 miles we actually got 36000 instead.
I hope this keeps anyone from an unpleasant surprise at the dreaded finance guy's desk...